About Us Peratera is a UK-based fintech company, founded in 2022 and authorised by the FCA as an Electronic Money Institution. We are building a modern, all-in-one payment platform that enables businesses to manage global payments and financial operations seamlessly.
Our solution allows companies to open multi-currency accounts, send and receive payments worldwide, and manage cross-border transactions from a single platform. Our mission is to simplify global finance and remove friction from international business operations. Your mission As a Middle Java Engineer, you will be part of the team building and evolving the core services behind our financial platform.
This is a hands-on engineering role where you will have the opportunity to contribute to technical decisions, improve existing solutions, and help shape the future of product.
Your Tech Environment You will work in a modern, cloud-native stack with clear ownership and no legacy surprises: * Backend: Java 17+, Spring Boot (Core, Security, Data, Cloud), REST APIs, event-driven services, Camunda * Infrastructure: AWS (EKS, RDS, CloudWatch), Docker, Kubernetes, GitLab CI/CD * Data & Messaging: PostgreSQL, AMQP / Kafka-style message brokers, event-driven architecture * Observability: OpenSearch / ELK, Prometheus / Micrometer, OpenTelemetry (in progress) * Integrations: Open Banking providers, banking partners, external payment systems
What You’ll Do * Design, develop, and maintain core platform services, including payment flows, transaction lifecycle, reconciliation, and wallet infrastructure * Participate in architecture discussions and contribute to technical solutions aligned with the overall platform direction * Write clean, maintainable, and well-tested code following established engineering standards * Collaborate with other engineers through code reviews, knowledge sharing, and technical discussions * Translate business and technical requirements into reliable and scalable backend solutions * Work closely with Product and DevOps teams to deliver financial features end-to-end * Contribute to the platform’s evolution toward AI-assisted and data-driven capabilities * Help improve platform reliability, fault tolerance, observability, and performance at scale
What We’re Looking For * 3+ years of commercial experience with Java in production environments * Hands-on experience with the Spring Boot ecosystem and backend application developmentDeep expertise in the Spring Boot ecosystem and distributed systems at scale * Experience working with distributed systems and developing scalable backend services * Experience building or supporting financial products, such as payments, wallets, banking, or fintech solutions * Good understanding of software engineering practices, including clean code, testing, and code reviews * Strong experience with REST API development and messaging systems * Comfortable working in a distributed, international team and collaborating asynchronously * Familiarity with cloud environments, CI/CD pipelines, and observability tooling
Nice to Have * Previous experience in fintech, banking, payments, EMI, or other regulated financial environments * Familiarity with payment-related compliance requirements, including PCI DSS * Exposure to Open Banking providers or integrations with payment schemes * Experience with Camunda or other workflow orchestration tools * Fully remote setup with flexible hours and an international, highly skilled team
What You’ll Get * Competitive, market-aligned compensation — discussed openly at first interview * Direct impact on architecture and strategic platform decisions from day one * A real fintech platform running at production scale — not a demo environment * Exposure to modern cloud-native, AI-assisted, and Open Banking systems * Fully remote setup with flexible hours and an international, highly skilled team
Sounds like a match? Send us your CV — we’re excited to get to know you.
