We are seeking a Senior Risk Data Analyst with strong fintech experience and a background in emerging markets to join the client’s Risk Analysis team. The role focuses on ad-hoc investigations, root-cause analyses, and rapid data insights that support decision-making across credit underwriting, collections, and fraud prevention.
This is an investigative and high-impact position, ideal for professionals who excel at bringing clarity during periods of portfolio volatility, market shifts, or unexpected data anomalies. Responsibilities * Perform ad-hoc analysis on portfolio performance, delinquency trends, and repayment behaviors * Conduct root cause analyses (RCA’s) of unexpected risk events (e.g., sudden spike in defaults, fraud emergence, data pipeline errors) * Build clear, actionable presentations for C-Level leadership when urgent risk questions arise * Create self-service dashboards and drill-down tools to reduce bottlenecks in recurring investigations * Support model monitoring (drift, stability, back-testing) by providing supplementary analysis and collaborating with the DS team * Collaborate with collections and fraud teams to identify data-driven intervention opportunities
Requirements * 4+ years’ experience as a data analyst in fintechs such as digital lending, payments, underwriting or fraud technology companies working in Africa or other emerging markets * Strong SQL and Python skills; experience with BI tools * Deep understanding of loan products, repayment cycles, collections flows, and portfolio KPIs * Ability to frame ambiguous problems, design structured analysis, and communicate clearly to non-technical executives * Proven track record of delivering insights under tight timelines * Excellent stakeholder management across technical (Data Science) and business (Collections, Finance, CRO) functions
What we offer * Competitive salary and benefits package * Medical insurance * Top equipment kit * Full Remote * Collaborative and innovative work environment * Career growth and development opportunities * A chance to work with a talented and driven team of professional
About the project This mission-driven fintech is reshaping financial access in emerging markets through advanced machine learning, behavioral analytics, and real-time decision engines. Its mobile-first platform delivers secure, data-driven credit services to users traditionally excluded from banking — no shortcuts, just smart technology and transparency. Designed for scale, the product integrates seamlessly with mobile payments and supports thousands of concurrent users. You’ll join a team solving complex challenges with real social impact.
