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We are partnering with an international fintech group to find an experienced Group Chief Risk Officer (CRO) to lead and strengthen the global risk function across regulated entities in the UK and Malta.
Why this role is worth your attention
* Real business impact: you will shape and drive the Group’s risk strategy
* Direct access to CEO and Boards with a strong influence on key decisions
* International scope: work across multiple jurisdictions and regulators, including Financial Conduct Authority
* Complex and meaningful challenges: PSD3, DORA, operational resilience, financial risks
* Opportunity to build and transform a best-in-class risk function
This is a role for a leader who wants to influence business growth, not just control risk.
Key responsibilities
* Lead and develop the Group Risk Management Framework
* Define and monitor risk appetite and key risk indicators
* Ensure compliance with UK and Malta regulatory requirements
* Oversee:
* capital adequacy and liquidity
* safeguarding of client funds
* financial crime risks (AML, sanctions)
* ICT and operational resilience (DORA)
* Act as a key point of contact for regulators and manage supervisory interactions
* Partner with the CEO and Boards on strategic decision-making
* Drive and embed a strong risk culture across the organisation
Candidate profile
* 10+ years of experience in risk leadership within fintech, payments, or banking
* Proven experience working with regulators (FCA, MFSA or equivalent)
* Strong knowledge of:
* PSD2 / PSD3
* AML / financial crime frameworks
* safeguarding and operational risk
* Experience with Visa / Mastercard schemes is a plus
* Strong leadership, analytical, and stakeholder management skills
* Ability to operate at Board level and challenge business decisions
* Strategic mindset with a hands-on approach
Language requirements
* Fluent English (essential for working with regulators and Boards)
* Fluent Russian
What the company offers
* Hybrid working model across the UK and Malta
* High level of autonomy and influence at Group level
* Opportunity to build and scale the risk function
* Strategic role in a growing fintech business
* International exposure across multiple regulatory environments
* Strong career development opportunities
Location
UK or Malta (with regular presence across both jurisdictions)
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